Federal Direct Loan Schedule of Reductions (SOR)
These FAQs provide a basic overview of the federal Schedule of Reductions (SOR) requirements and guidance for assisting students with questions about enrollment changes and federal student loans.
1. What is the Schedule of Reductions (SOR), and which types of financial aid are affected?
Beginning with the 2026鈥�2027 award year, federal guidelines require certain federal student loans to be reduced based on a student's eligible enrollment level. Students enrolled below full-time may qualify for a smaller loan amount.